Protect Tomorrow, Live Today
Life insurance is more than a death benefit, it’s a tool for living. Our team will help you make educated choices about your insurance portfolio and determine if term, permanent, or a combination of both is right for you and your goals. You’ve worked hard for what you have—now protect it with a team of experts on your side.
Why Life Insurance?
Saying goodbye is hard enough. The last thing you want is for your family to argue over what your wishes might have been or get hung up on paperwork during a difficult time. The right insurance portfolio lets you shape how you want to be remembered and gives you the reassurance that you’ve thought of it all—before your loved ones have to.
Provide for those you love.
How will the ones you leave behind pay for your final expenses, mortgage, child care, or education without you? Life insurance provides them with a death benefit that can help take care of those costs.
Leave behind a legacy.
If there are causes you care about, permanent life insurance can provide institutions and charities of your choice with a lump sum after you’re gone (which can also minimize your tax liability). You can even designate a portion of your death benefit to pay any taxes due on your estate.
Create another source of income.
Permanent life insurance policies can offer the potential to accumulate a cash value that can be used to pay for expenses, give you more retirement income, prepare you for emergencies, or even pay for your children’s or grandchildren’s college education.
Have resources in case of illness.
Chronic or terminal illness can happen to anyone. If it should happen to you, make sure you have options. Some life insurance policies come with provisions allowing you to activate death benefits before you pass in the case of serious illnesses.
Reduce tax liability.
You can always count on death and taxes, just make sure your death doesn’t cost your loved ones more in taxes than it should. Both term and permanent life insurance policies can provide your beneficiaries with a tax-free death benefit when you pass away.
Protect your business ventures.
Keep your business strong and make sure it is passed on to the right people. If a partner or key employee passes away or is suddenly unable to work, life insurance can help guide the exchange of business ownership.
Life Gives You Problems. We Give You Insurance Solutions.
You’re not just solidifying your estate or managing your finances—you’re building a lasting legacy. Life insurance is how you protect it. When used strategically, life insurance policies can help you maximize the real value of your wealth, allowing you to reach goals in the here and now. Schedule an appointment to discuss how you want to be remembered.
Term Life Insurance
Affordable protection for a set period, with an option to convert to a permanent policy.
Universal Life Insurance
Flexible premium payments and the potential to build cash value while earning a minimum interest rate.
Indexed Life Insurance
A death benefit with no lapses and various crediting options for value growth potential.
Variable Life Insurance
A death benefit with no-lapse guarantees and the greatest potential to build cash value compared with other permanent policies, but cash value can decline if underlying investments perform poorly.
We’re Ready to Help
What’s your vision for the future? To provide for your family’s health and happiness? To know a cause you cherish will continue to forge ahead when you’re gone? We’re ready to talk about your goals and how we can help you reach them.